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HOJA DE BENEFICIOS
Asociación Empresarios por Puerto Rico

FECHA DE EFECTIVIDAD: enero 1, 2023 hasta 31 diciembre 2023

Individual

Pareja

Familiar

$591.00

$396.00

$210.00

$495.00

$175.00

$352.00

DISEÑO DEL PLAN

COBERTURA MÉDICA

MOOP

Hospital

Ambulatory Surgery

Office visits

Chiropractor

Physical Therapy

Respiratory Therapy

Emergency Room - Accident

Emergency Room - Sickness

Urgency Center

Diag. Lab - Special Network

X - Rays

Diag. & Office Surgical Procedures

Specialized Test

Endoscopy Services

Medical Component Drug List

Radiotherapy

Chemotherapy

US Services

Trasplante de Organos

Vision

NO APLICA

$100.00

$50.00

$5/$15/$15

$15 visit

$7 max. 15 therapies

$7 max. 10 therapies

$0.00

$75.00

$15.00

30% IN / 45% ON

$30

$30

$30

$30

50% coinsurance up to a maximum benefit of $25k per policy year

20%

20%

ER & Serv. not available in PR 20%

$250k lifetime max.

Max. benefit of $125.00 per policy year

Salud MAX

NO APLICA

$100.00

$50.00

$5/$15/$20

$15 visit

$7 max. 15 therapies

$7 max. 10 therapies

$0.00

$75.00

$15.00

35% IN / 50% ON

$35

$35

$35

$35

No cubierto

20%

20%

ER & Serv. not available in PR 20%

$250k lifetime max.

Max. benefit of $125.00 per policy year

Salud 1

COBERTURA DE FARMACIA

Drug Coverage

Dispensing Rule

MAB - First Level (Generic & Brand)

MAB - Secound Level (Generic & Brand)

Maximum Allowed Benefit

Oral Chemotherapy

O TC

Retail

Generic Preferred

Generic Non Preferred

Brand Preferred

Brand Non Preferred

Specialty Drugs

Mail Order / 90 Days

Generic Preferred

Generic Non Preferred

Brand Preferred

Brand Non Preferred

PDL B with Step Therapy & Special Network

Penalty Plus Brand Copay

$5,000.00

80%

Applies to Point of Service

20%

$1.00

$5.00

$5.00

25% Min $25

35% Min $40

50% coinsurance up to maximum benefit of $25k per policy year

$10.00

$10.00

25% Min $50

5% Min $80

Generic/Brand

Value Formulary with Step Therapy & Special Network

No aplica

$1,000.00

80%

Applies to Point of Service

20%

$1.00

$5.00

$5.00

No cubierto

No cubierto

No cubierto

$10.00

$10.00

No cubierto

No cubierto

Generic Only

Solicita

COBERTURA DENTAL

Max. PMPY

Diagnostic & Preventive

Space Maintainers

Restorative

Oral Surgery

Endodontic

Periodontic

Prosthesis

Orthodontics

$1,000.00

0%

30%

30%

30%

30%

30%

50%

No cubierto

DAI

$1,000.00

0%

30%

30%

30%

30%

30%

50%

No cubierto

DB8

* The proposal is subject to meeting eligibility rules for employer sponsored plans only.

** This proposal considers a single carrier arrangement.

Solicita tu plan:

Thanks for submitting!

Centro de servicio:

787.302.0210 • admin@finanzas360pr.com

*Se requerirá planilla trimestral del Fondo del Seguro del Estado o Departamento de Trabajo. Este documento representa un resumen de los beneficios básicos que ofrecemos a los grupos y varían de acuerdo con el producti o servicio seleccionado. Su contenido está sujeto a las disposiciones de la póliza, refiérase a la misma para ver los detalles de la cubierta. Ciertas restricciones, términos y condiciones pueden aplicar. Suscrito por MCS Life Insurance Company.

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